Wealth Without Worry

for UK Investors

last updated 12 August 2020

6.4% compound annual growth since 2006 (14 years)

About This Strategy

This strategy is well diversified at all times, providing excellent protection historically from market crashes. The assets are designed so that at least one will go up under any market condition, whether that be economic growth, depression, inflation or deflation.

Wealth Without Worry buys more of any asset that is undervalued against the others and and sells those that are overvalued. The rules are incredibly simple and because changes are only once or twice a year, this is as low maintenance as a Do-It-Yourself system gets.

The strategy was named Wealth Without Worry because it has given the most robust protection I have ever seen - from market downturns, popping bubbles, rampant inflation and bank collapses - more than one person using it has commented to me that they feel 'lighter' as soon as they use it for their investments.

Statistics below are from 2006 to 2020

Summary Statistics

 
compare to
UK 60% stocks / 40% bonds
Annualized Return5.0%
Annualized Volatility12.4%
Avg Actions (Trades) Per Year5 (9)
compare to
UK 60% stocks / 40% bonds
Annualized Return5.0%
Annualized Volatility12.4%
Avg Actions (Trades) Per Year5 (9)

Pain Measures

Worst Drops In Value

strategy
Wealth Without Worry
Worst PointPrev HighBottom
-9.8%21 Feb 202018 Mar 2020
-8.5%19 Mar 201319 Dec 2013
-7.1%23 Jan 201514 Dec 2015
 
compare to
UK 60% stocks / 40% bonds
Worst PointPrev HighBottom
-27.9%29 Oct 200703 Mar 2009
-10.2%07 Jul 201108 Aug 2011
-10.0%15 Apr 201520 Jan 2016
strategy
Wealth Without Worry
Worst PointPrev HighBottom
-9.8%21 Feb 202018 Mar 2020
-8.5%19 Mar 201319 Dec 2013
-7.1%23 Jan 201514 Dec 2015
compare to
UK 60% stocks / 40% bonds
Worst PointPrev HighBottom
-27.9%29 Oct 200703 Mar 2009
-10.2%07 Jul 201108 Aug 2011
-10.0%15 Apr 201520 Jan 2016

Longest Periods Without New Highs

strategy
Wealth Without Worry
DurationBeganEnded
22 months19 Mar 201315 Jan 2015
13 months23 Jan 201525 Feb 2016
9 months07 Sep 201714 Jun 2018
 
compare to
UK 60% stocks / 40% bonds
DurationBeganEnded
30 months29 Oct 200715 Apr 2010
15 months15 Apr 201530 Jun 2016
12 months14 Jun 201807 Jun 2019
strategy
Wealth Without Worry
DurationBeganEnded
22 months19 Mar 201315 Jan 2015
13 months23 Jan 201525 Feb 2016
9 months07 Sep 201714 Jun 2018
compare to
UK 60% stocks / 40% bonds
DurationBeganEnded
30 months29 Oct 200715 Apr 2010
15 months15 Apr 201530 Jun 2016
12 months14 Jun 201807 Jun 2019

Wealth Without Worry - Monthly & Annual Returns

% Profitable Months = 56.7%   Best Month Return = 7.6%   Worst Month Return = -4.8%   

YEARJanFebMarAprMayJunJulAugSepOctNovDecOVERALL
20201.3%-1.4%-2.0%3.3%2.1%0.9%0.6%0.3%5.0%
20191.4%-0.2%1.7%0.0%1.2%2.9%2.4%2.0%-0.4%-1.7%-0.6%0.8%10.0%
2018-1.6%-0.6%-0.0%1.6%1.6%-0.8%-0.1%-1.0%-0.4%-0.6%-0.7%0.9%-1.7%
20170.3%3.0%0.1%-0.4%1.2%-2.0%0.7%2.5%-2.8%0.7%-0.9%2.2%4.6%
20162.7%4.4%-0.7%0.8%-0.8%7.6%1.9%0.6%0.3%0.1%-3.6%1.6%15.3%
20155.4%-2.6%0.7%-0.8%0.6%-3.1%-0.3%0.1%-0.2%0.7%-0.6%-0.3%-0.7%
20140.8%2.5%-1.3%0.5%-0.0%0.5%-0.5%2.1%-1.8%0.0%2.2%0.4%5.6%
20131.6%0.6%1.1%-2.0%-0.9%-4.8%3.7%-0.2%-1.8%1.4%-2.2%-0.8%-4.4%
20122.9%-0.4%-1.0%-0.6%-0.8%1.1%1.2%1.2%0.7%-0.6%0.7%-0.9%3.4%
2011-3.9%2.1%0.6%2.1%0.1%-0.4%1.9%2.7%-2.6%3.0%2.0%-1.8%5.7%
2010-0.6%3.2%1.8%0.4%1.4%-1.4%-0.4%3.1%2.2%0.4%0.4%3.2%14.6%
2009-1.1%-0.9%1.0%-0.8%2.1%-2.9%1.9%3.5%3.6%-1.1%5.1%-1.9%8.6%
20080.2%1.7%-1.5%-0.5%-0.0%-1.4%-0.2%3.8%-0.3%-2.0%6.2%7.2%13.4%
20070.4%0.8%0.2%-0.3%0.6%-1.5%-0.8%1.6%2.9%1.5%-0.7%4.7%9.8%